Verification and anti-money-laundering
| Level | What we check | Time | Unlocks |
|---|---|---|---|
| L0 Registered | Email, phone one-time code | Minutes | Browse, save, ask the assistant |
| L1 Identified | Passport or NID, selfie and liveness, sanctions, PEP and adverse-media screening | 48 hours (automatic for NID; officer review for passports until the government OSS supports it) | Respond to briefs, publish a profile, open a deal room |
| L2 Verified | Home-country credit consent (Equifax, TransUnion or Experian), two references, source of funds | 5 working days | Money through escrow |
| L3 Audited | Site visit, beneficial ownership to 25%, chartered accountant review | 2 to 3 weeks | Partner status; volumes above BDT 1 crore; Build-here lane |
Screening is repeated every 90 days and on every release. A hit pauses the account and goes to an officer; a confirmed match closes the account and is reported where the law requires. Nongor does not take a view on your politics, religion or anything else the screening lists do not cover.
Two-person rule: an L2 or L3 grant needs two approvers. Every decision is logged with who, when and why.