Full vs Today: the nine gaps
Full assumes each rail exists. Today shows the private workaround Nongor runs under current rules. Switch between them from the header. Each row names the fix and who owns it.
FullToday
| # | Where it bites | Full (assumed solved) | Today (workaround Nongor runs) | Fix and owner |
|---|---|---|---|---|
| 1 | Verification | Passport plus liveness e-KYC accepted by NBR, banks and city corporations | Same check, then a Nongor officer reviews by hand; banks re-do KYC on their own pack | NBR and BFIU accept passport e-KYC for non-NID holders; common corporate e-KYC schema |
| 2 | Company TIN | Issued online from the incorporation record | Registration partner visits the Tax Circle because e-TIN needs an NID | NBR passport route online for NRBs and non-resident entities |
| 3 | Registered address | Virtual-office licence category for location-independent services | Co-working desk with a rent deed and holding-tax receipt in the space's name | LGD, DNCC, DSCC create the category (Dubai model) |
| 4 | Shareholding | One Person Company open to foreigners and NRBs | Nongor Nominee Ltd holds one share under a declared trust, disclosed and priced | Ministry of Commerce, RJSC amend OPC rules |
| 5 | Filing | API into RJSC, NBR and city corporations; forms generated and submitted by the platform | Law firm files on a courier-delivered paper power of attorney | Agencies publish APIs; accept e-apostilled PoA |
| 6 | Escrow | Platform-controlled escrow at a licensed PSP | Bank-held retention account released on a joint instruction; bank checks each file by hand | Bangladesh Bank escrow guideline for platforms |
| 7 | Treaty relief | Reduced-rate certificate under s.119 within 15 days | Filed with no published SLA; statutory rate applies meanwhile and is credited at home | NBR standard workflow and SLA |
| 8 | Tender eligibility | Platform ledger accepted as track record under BDT 1 crore | Only opt-in principals accept it; e-GP still needs 3 years' audited accounts | BPPA and NGO Affairs Bureau recognise verified ledgers |
| 9 | Dormancy | Dormant status waives the audit; nil return is one page; two-year licence exemption for new small companies | Dormant plan bundles the legal minimum at a bulk rate; exit file kept current | Ministry of Commerce, NBR, LGD (Rwanda and Singapore models) |
Nongor runs on the Today column from day one. Each fix it wins turns a workaround into a cheaper step. The quarterly public report counts cases and days lost per gap, which is the venture's leverage in the conversation with government.